Eagar to cognize how rent to own homes works? Know at HOS Financial with the unique rent to own program comprising of dual contracts, entailing the option to purchase and the lease agreement. Such fairly standard rental agreement commonly is of 3 years and goes as far as 5 years, subject to the existing financial status and requirement of the customers. The agreement specifies the precise monthly rental amount, payment due dates and methods, end of lease date, the final buying price of the house, and the amount of monthly rental payment to be deducted as down-payment. Call 1(800)670-2756